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Ramp Financial Technologies logo

Ramp Financial Technologies

Tier 1
Finance
Fintech
https://ramp.com

Corporate card and spend management platform for modern finance teams.

Ramp Financial Technologies provides a next-generation spend management platform and corporate card solution aimed at helping businesses optimize their expenses, automate accounting workflows, and analyze spending trends. Ramp leverages real-time data and AI-driven tools to empower finance teams to make smarter, more efficient decisions, drive savings, and enforce policy compliance.

competitors.competitorDetail.metrics.missionStatement

To save businesses money and time by automating finance operations and providing unrivaled spend control.

competitors.competitorDetail.metrics.visionStatement

Revolutionize corporate spending by making every dollar and decision intelligent, automated, and secure.

competitors.competitorDetail.overview

competitors.competitorDetail.metrics.foundedYear

2019

competitors.competitorDetail.metrics.ceo

Eric Glyman

competitors.competitorDetail.metrics.employees

400-600

competitors.competitorDetail.metrics.revenue

$150M - $200M

competitors.competitorDetail.metrics.headquarters

71 5th Ave, New York, NY 10003

competitors.competitorDetail.metrics.marketShare

Estimated 5% in US corporate spend management SaaS

competitors.competitorDetail.metrics.usp

Comprehensive, zero-fee spend management platform delivering guaranteed savings and automation.

competitors.competitorDetail.metrics.pricingModel

No subscription fees; earn revenue through interchange and premium partner services.

competitors.competitorDetail.metrics.productLines
  • Ramp Corporate Card
  • Ramp Bill Pay
  • Ramp Vendor Management
  • Ramp Expense Automation
competitors.competitorDetail.metrics.technologyStack
  • React
  • TypeScript
  • Node.js
  • AWS
  • PostgreSQL
  • Snowflake
  • Python (AI/ML integrations)

competitors.competitorDetail.metrics.marketPositioning

Premium, automation-first spend management for fast-growing businesses prioritizing savings and efficiency.

competitors.competitorDetail.metrics.keyCustomerSegments
  • Tech startups
  • Mid-sized SaaS companies
  • Modern finance teams
  • Professional service firms
competitors.competitorDetail.metrics.distributionChannels
  • Direct SaaS sales
  • Referral partnerships
  • Finance & SaaS marketplaces
competitors.competitorDetail.metrics.marketingStrategies
  • Thought leadership via webinars and podcasts
  • Targeted content marketing (case studies, whitepapers)
  • Referral and affiliate programs
  • Industry event sponsorships
  • Strategic partnerships with accounting firms
competitors.competitorDetail.metrics.keyPartnerships
  • Visa (Card Issuing Network)
  • QuickBooks (Accounting Integration)
  • Xero (Accounting Integration)

  • Corporate charge cards with no fees
  • AI-powered spend insights
  • Automated receipt matching and policy alerts
  • Advanced accounting integrations (QuickBooks, NetSuite, Xero)
  • Bill payments and vendor management

competitors.competitorDetail.metrics.strengths
  • User-friendly interface and quick onboarding
  • Automated expense categorization and policy enforcement
  • Significant cash-back and savings insights
  • Real-time reporting and analytics integrations
competitors.competitorDetail.metrics.weaknesses
  • Primarily focused on US-based companies
  • Limited international card support
  • Some advanced features only available on higher plans
competitors.competitorDetail.metrics.opportunities
  • Expand global reach and international currency support
  • Integrate further with ERP and accounting systems
  • Launch additional AI-driven finance automation tools
competitors.competitorDetail.metrics.threats
  • Strong competition from larger financial technology firms
  • Regulatory changes in financial services
  • Potential rise in fraud and security risks
competitors.competitorDetail.financials

competitors.competitorDetail.metrics.growthRateYOY

80%

competitors.competitorDetail.metrics.profitMargin

22%

competitors.competitorDetail.metrics.customerAcquisitionCost

$500 - $800 per customer

competitors.competitorDetail.metrics.customerLifetimeValue

$8,000 - $12,000

competitors.competitorDetail.metrics.churnRate

1% monthly

competitors.competitorDetail.metrics.fundingRounds
competitors.competitorDetail.metrics.fundingStagecompetitors.competitorDetail.metrics.fundingAmountcompetitors.competitorDetail.metrics.fundingDate
Seed$7M2019-03-01
Series A$30M2020-02-12
Series B$115M2021-03-23
Series C$300M2022-08-25
competitors.competitorDetail.metrics.companyCultureHighlights
  • Results-driven and mission-oriented
  • Emphasis on transparency
  • Collaboration between technical and financial experts
  • Employee growth and mentorship programs
competitors.competitorDetail.metrics.awardsAndRecognition
  • Forbes Fintech 50 (2023) - Forbes
  • CB Insights Fintech 250 (2022) - CB Insights
  • Best Corporate Card (2023) - NerdWallet
competitors.competitorDetail.metrics.customerReviewsSummary
competitors.competitorDetail.reviews.titlecompetitors.competitorDetail.reviews.ratingcompetitors.competitorDetail.reviews.viewAll
G2 4.8/51600
Capterra 4.7/5900
competitors.competitorDetail.metrics.recentNews
competitors.competitorDetail.news.titlecompetitors.competitorDetail.news.publishedOncompetitors.competitorDetail.news.readMore
Ramp Launches Bill Pay to Streamline Accounts Payable2023-06-20TechCrunch
Ramp Raises $300M Series C to Expand Platform SaaS Offerings2022-08-25Forbes
competitors.competitorDetail.metrics.socialMedia